Consumer Loan

Loan Purpose

Consumer loans are offered for purchasing electronic and consumer durable products such as:
✔️Mobile Phones
✔️LED / Smart TVs
✔️Refrigerators
✔️Washing Machines
✔️Laptops & Gadgets
✔️Other Electronic Products


Eligibility Criteria

✔️Applicant Age: 21 to 60 Years
✔️Indian Resident
✔️Salaried or Self-Employed
✔️Valid Mobile Number
✔️Stable Source of Income


Required Documents

✔️Aadhaar Card
✔️PAN Card
✔️Passport Size Photograph
✔️Bank Statement (Last 3–6 Months)
✔️Salary Slip (for Salaried Applicants)
✔️Business Proof (for Self-Employed Applicants)


Processing Time

✔️Instant / Same Day Approval (Subject to eligibility)


Loan Application Process

✔️Customer submits loan application
✔️KYC & document verification
✔️Credit profile assessment
✔️Loan approval decision
✔️Product invoice verification
✔️Loan disbursement (Direct to Store / Vendor)


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