Frequently Asked Questions (FAQs)

Last Updated: September 2025

1. What does Pam Fincap Pvt. Ltd. do?

Pam Fincap Pvt. Ltd. is a registered non-banking financial company (NBFC) providing loans and financial solutions such as personal loans, home loans, business loans, and vehicle loans.

2. Where is Pam Fincap registered?

We are registered under CIN: U65923RJ1996PTC012238 with the Registrar of Companies, Jaipur.

3. How can I contact customer support?

You can reach us at +91 77372 52224 or email us at pamfincap641@gmail.com.

4. What types of loans do you offer?

We provide personal loans, home & mortgage loans, MSME/business loans, and vehicle/consumer durable loans.

5. How do I apply for a loan?

You can apply by contacting us directly through our website www.pamfincap.com or visiting our office. Our team will guide you through documentation and eligibility checks.

6. How long does loan approval take?

Loan approval timelines vary depending on the type of loan and documentation provided. Typically, approvals are processed within a few working days after verification.

7. Do you provide refunds?

No. Refunds are not offered as per our Refund Policy. In rare cases, refunds may be granted only with prior approval from our Directors and CEO.

8. Can I return a service or product?

No. As a financial services provider, Pam Fincap does not deal with physical goods. Hence, there are no returns.

9. Is my data safe with Pam Fincap?

Yes. We follow strict security measures to protect customer data in line with our Privacy Policy.

10. Will my information be shared with third parties?

No. We do not sell or rent customer information. Data may only be shared with regulators or service providers where legally required.

11. Can I close my loan before the tenure ends?

Yes, foreclosure is possible depending on the type of loan. Please contact our support team for details about charges and conditions.

12. How often do you update policies?

We review and update our policies periodically to stay compliant with legal and financial regulations. The latest updates are always published on our official website.

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